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N

NATIONAL ASSOCIATION OF REALTORS® (NAR)	A real estate trade organization that sets the standards for integrity and honesty within the real estate profession nationwide
Negative amortization	A gradual increase in the balance of a loan or mortgage which occurs because the monthly payments made are too small to cover the entire principal and interest charges; this shortfall amount is added to the remaining balance, resulting in negative amortization
Net listing	The advertisement of the price of property for sale in terms of the net price the seller will receive, once the property is sold, a type of listing which is illegal in many states
Net worth	The total value of all of an individual's assets, minus all liabilities or debts
No cash-out refinance	A transaction for refinancing a mortgage in which the new mortgage amount is limited to the sum total of the remaining balance of the first mortgage, points, closing costs, whatever is required to satisfy any liens that are more than one year old and other funds for the borrower's use (as long as the amount is one percent or less of the principal amount of the new mortgage)
Notary	An individual authorized by law to certify documents and signatures
Note	A legal document that obligates a borrower to repay a loan or owed sum of money at a stated interest rate over a designated period of time

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Q  What information does nearly every state in America require the seller of a home to reveal to the buyer? A  Most states require disclosure of any existing problems or conditions that could affect the value of the house. See More Real Estate Trivia >

Jane Johnson Prudential Fox & Roach Realtors 1010 Stony Hill Road Yardley, PA. 19067 Preferred number: (215) 630-1467 Direct Office Line: (215) 504-7557 Fax: (215) 504-1794 Office: (215) 504-7500 Email: janejohnson@NUMBER1EXPERT.com Working hard to help homebuyers and homesellers realize their dream is my goal. Loving my job is KEY to providing the top-notch service you expect, and the highest net profit YOU DESERVE! Your real estate transaction represents your most valued financial asset. Why not let my Value Creation Specialist skills work towards your home buying and selling needs? Prudential also leads the industry in advertising and marketing with more print, photo, and Internet advertising than any other agency. At PaHomeCatcher.com, featured listings are promoted on a network of the most visited home search web sites such as NUMBER1EXPERT.com ,123Movers.com, RealEstateABC.com and many more. I also have an "Enhanced Listing Feature" option through Realtor.com so that my listings are guaranteed to get unlimited description space, additional photos, and scrolling text headlines! Being an Accredited Home Staging Realtor also provides you with a valuable service. Staged homes help homeowners prepare their homes for sale to realize the highest price in the shortest amount of time possible! Did you know that homes that are professionally staged get 7 to 10% more than asking price with an average listing period of 10 to 14 days? As a Luxury Home Specialist, I provide an excellent array of Fine Home Marketing options as well as knowing the Luxury Home market in Bucks County. Fine Homes will continually be featured on PaHomeCatcher for the Luxury Home buyer. So be it a historical home, a waterfront property, a town home, a rancher, a classic colonial, a contemporary, or an investment property, get EXCEPTIONAL services in Beautiful Bucks County to catch your next purchase or sale! Click here for more Luxury Home information. Click here to learn more about Home Staging TREND copyright notification: 2008 TREND All Rights Reserved TREND is the source of the Broker Reciprocity content on all web pages displaying property information Broker Reciprocity allows participants who hold a current, valid real estate broker’s license to advertise their own and other participants aggregated active listing information through downloading and placing contend on the participant’s public access website. Property information being provided on or through this website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some of the properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or no longer being offered for sale. Property information displayed on website is deemed reliable but is not guaranteed. The data relating to real estate for sale on this website appears in part through the TREND Broker Reciprocity(SM) program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Realty Professionals of America participates, and is provided by TREND through a licensing agreement. This site is monitored for scraping. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on the website may no longer be available because they are under contract, sold or are no longer being offered for sale. Information is deemed reliable but not guaranteed. www.PAHomeCatcher.com is brought to you by Jane Johnson NUMBER1EXPERT™ in real estate for Yardley, Newtown, Upper Makefield and Lower Makefield, Pennsylvania Read Jane Johnson's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge

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