Things To Do In Yardley, Newtown and Upper Makefield! 

It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!

Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.

Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.

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Jane Johnson
Prudential Fox & Roach Realtors
1010 Stony Hill Road
Yardley, PA. 19067
Phone: (215) 504-7500 X7557
Fax: (215) 504-1794
Email: janejohnson@NUMBER1EXPERT.com

Working hard to help homebuyers and homesellers realize their dream is my goal. Loving my job is KEY to providing the top-notch service you expect, and the highest net profit YOU DESERVE! Your real estate transaction represents your most valued financial asset. Why not let my Value Creation Specialist skills work towards your home buying and selling needs? Prudential also leads the industry in advertising and marketing with more print, photo, and Internet advertising than any other agency. At PaHomeCatcher.com, featured listings are promoted on a network of the most visited home search web sites such as NUMBER1EXPERT.com ,123Movers.com, RealEstateABC.com and many more. I also have an "Enhanced Listing Feature" option through Realtor.com so that my listings are guaranteed to get unlimited description space, additional photos, and scrolling text headlines! Being an Accredited Home Staging Realtor also provides you with a valuable service. Staged homes help homeowners prepare their homes for sale to realize the highest price in the shortest amount of time possible! Did you know that homes that are professionally staged get 7 to 10% more than asking price with an average listing period of 10 to 14 days? As a Luxury Home Specialist, I provide an excellent array of Fine Home Marketing options as well as knowing the Luxury Home market in Bucks County. Fine Homes will continually be featured on PaHomeCatcher for the Luxury Home buyer. So be it a historical home, a waterfront property, a town home, a rancher, a classic colonial, a contemporary, or an investment property, get EXCEPTIONAL services in Beautiful Bucks County to catch your next purchase or sale!

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